/* =====================================================================
   FMT Advisors — design system
   Palette drawn from the FMT wordmark: logo navy, bright blue, sky blue.
   Type: Newsreader (display serif) / Manrope (text + UI) / IBM Plex Mono (ledger labels)
   ===================================================================== */

:root {
  color-scheme: light;

  --navy-900: #0B2239;
  --navy-800: #0F2B47;
  --navy-700: #173C62;   /* logo navy */
  --navy-600: #1F4D7A;
  --blue-700: #1B6BAD;   /* interactive: 5.6:1 on white */
  --blue-600: #2B8AD1;   /* logo bright blue: accents, bars, focus */
  --blue-500: #3D9BE0;
  --sky-400:  #5DAEE6;
  --sky-300:  #8FC6EC;   /* accent text on navy: 8.8:1 */
  --sky-200:  #BFDDF3;
  --ice-100:  #EAF3FA;
  --ice-50:   #F4F8FC;
  --ink-900:  #111C28;
  --ink-700:  #2A3A4D;
  --slate-600:#4D5F73;   /* muted text: 6.4:1 on white */
  --line-200: #D3DEE9;
  --line-100: #E4ECF4;
  --on-navy:  #FFFFFF;
  --on-navy-muted: #CFE0EE;  /* 11:1 on navy-900 */
  --white:    #FFFFFF;

  --font-display: "Newsreader", Georgia, "Times New Roman", serif;
  --font-body: "Manrope", "Helvetica Neue", Arial, sans-serif;
  --font-mono: "IBM Plex Mono", "SFMono-Regular", Menlo, Consolas, monospace;

  --container: 1200px;
  --gutter: clamp(20px, 5vw, 48px);
  --r-sm: 4px;
  --r-md: 8px;
  --r-lg: 14px;

  --shadow-sm: 0 1px 2px rgba(11, 34, 57, .06), 0 2px 8px rgba(11, 34, 57, .05);
  --shadow-md: 0 6px 24px rgba(11, 34, 57, .10), 0 2px 6px rgba(11, 34, 57, .06);
  --shadow-lg: 0 24px 60px rgba(11, 34, 57, .18), 0 6px 18px rgba(11, 34, 57, .08);

  --ease: cubic-bezier(.22, .68, .2, 1);
  --dur: 640ms;
  --header-h: 76px;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--white);
  color: var(--ink-900);
  font-family: var(--font-body);
  font-size: 1.0625rem;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--blue-700); text-decoration: none; }
a:hover { color: var(--navy-700); }
button { font: inherit; color: inherit; background: none; border: 0; padding: 0; cursor: pointer; }
ul, ol { margin: 0; padding: 0; }
p { margin: 0 0 1em; }
p:last-child { margin-bottom: 0; }
strong { font-weight: 700; }
::selection { background: var(--sky-200); color: var(--navy-900); }

:focus-visible { outline: 2px solid var(--blue-600); outline-offset: 3px; border-radius: 2px; }
.btn:focus-visible { outline-offset: 3px; }

.visually-hidden {
  position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}
.skip-link {
  position: absolute; left: 16px; top: -60px; z-index: 200;
  background: var(--navy-700); color: #fff; padding: 10px 14px; border-radius: var(--r-sm);
  font-weight: 700; transition: top .2s;
}
.skip-link:focus { top: 12px; color: #fff; }

/* ---------- Type ---------- */
h1, h2, h3, h4 { margin: 0; color: var(--navy-700); text-wrap: balance; }
.display, h1.display {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: clamp(2.5rem, 5vw, 4.25rem);
  line-height: 1.04;
  letter-spacing: -0.015em;
}
.h2, h2.h2 {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: clamp(1.9rem, 3.3vw, 2.75rem);
  line-height: 1.12;
  letter-spacing: -0.012em;
}
.h3 { font-family: var(--font-display); font-weight: 500; font-size: clamp(1.4rem, 2vw, 1.75rem); line-height: 1.2; }
.t-sans { font-family: var(--font-body); font-weight: 700; letter-spacing: -0.005em; }
.card-title { font-family: var(--font-body); font-weight: 700; font-size: 1.2rem; line-height: 1.3; color: var(--navy-700); }
.lead { font-size: clamp(1.125rem, 1.4vw, 1.3rem); line-height: 1.6; color: var(--ink-700); max-width: 60ch; }
.measure { max-width: 66ch; }
.muted { color: var(--slate-600); }
.em { font-style: italic; color: var(--blue-700); }
.eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 0.75rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase;
  color: var(--blue-700); margin-bottom: 18px;
}
.eyebrow .mark-svg { width: 14px; height: 18px; flex: none; }
.eyebrow .mark-svg .lg-t { fill: var(--navy-700); }
.eyebrow .mark-svg .lg-b1 { fill: var(--sky-400); }
.eyebrow .mark-svg .lg-b2 { fill: var(--blue-600); }
.mono { font-family: var(--font-mono); font-size: .8125rem; letter-spacing: .02em; font-variant-numeric: tabular-nums; }
.section-head { max-width: 760px; margin-bottom: clamp(36px, 5vw, 60px); }
.section-head p { margin-top: 18px; }
.section-head .lead { color: var(--ink-700); }
.section-head--split { display: grid; grid-template-columns: 1fr; gap: 20px 60px; max-width: none; align-items: end; }
@media (min-width: 900px) { .section-head--split { grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); } .section-head--split p { margin-top: 0; padding-bottom: 6px; } }

/* ---------- Layout ---------- */
.container { width: min(100% - 2 * var(--gutter), var(--container)); margin-inline: auto; }
.container--narrow { width: min(100% - 2 * var(--gutter), 860px); margin-inline: auto; }
.section { padding-block: clamp(64px, 9vw, 120px); }
.section--tight { padding-block: clamp(44px, 6vw, 80px); }
.bg-ice { background: var(--ice-100); }
.bg-ice-50 { background: var(--ice-50); }
.bg-navy { background: var(--navy-900); color: var(--on-navy); }
.bg-navy h1, .bg-navy h2, .bg-navy h3, .bg-navy h4 { color: var(--on-navy); }
.bg-navy .eyebrow { color: var(--sky-300); }
.bg-navy .eyebrow .mark-svg .lg-t { fill: #fff; }
.bg-navy .muted { color: var(--on-navy-muted); }
.bg-navy p { color: var(--on-navy-muted); }
.bg-navy a:not(.btn) { color: var(--sky-300); }
.bg-navy a:not(.btn):hover { color: #fff; }
.grid { display: grid; gap: clamp(20px, 3vw, 36px); }
.grid-2 { grid-template-columns: repeat(auto-fit, minmax(min(100%, 300px), 1fr)); }
.grid-3 { grid-template-columns: repeat(auto-fit, minmax(min(100%, 280px), 1fr)); }
.grid-4 { grid-template-columns: repeat(auto-fit, minmax(min(100%, 240px), 1fr)); }
.split { display: grid; gap: clamp(32px, 5vw, 72px); align-items: start; }
@media (min-width: 960px) { .split { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); } .split--wide-left { grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr); } .split--wide-right { grid-template-columns: minmax(0, 1fr) minmax(0, 1.25fr); } }
.rule { border: 0; border-top: 1px solid var(--line-200); margin: 0; }

/* ---------- Buttons ---------- */
.btn {
  --btn-bg: var(--blue-700); --btn-fg: #fff; --btn-bg-hover: var(--navy-700);
  position: relative; display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 15px 24px; border-radius: var(--r-sm); font-weight: 700; font-size: .95rem; letter-spacing: .01em;
  background: var(--btn-bg); color: var(--btn-fg); border: 1.5px solid var(--btn-bg);
  transition: background-color .25s var(--ease), border-color .25s var(--ease), color .25s var(--ease), transform .25s var(--ease), box-shadow .25s var(--ease);
  white-space: nowrap; cursor: pointer;
}
.btn:hover { background: var(--btn-bg-hover); border-color: var(--btn-bg-hover); color: var(--btn-fg); transform: translateY(-2px); box-shadow: 0 10px 22px rgba(23, 60, 98, .22); }
.btn:active { transform: translateY(0); box-shadow: none; }
.btn .arrow { width: 16px; height: 16px; transition: transform .25s var(--ease); flex: none; }
.btn:hover .arrow { transform: translateX(4px); }
.btn--outline { --btn-bg: transparent; --btn-fg: var(--navy-700); --btn-bg-hover: var(--navy-700); border-color: var(--navy-700); }
.btn--outline:hover { color: #fff; }
.btn--light { --btn-bg: #fff; --btn-fg: var(--navy-800); --btn-bg-hover: var(--sky-200); border-color: #fff; }
.btn--light:hover { border-color: var(--sky-200); color: var(--navy-900); box-shadow: 0 10px 24px rgba(0, 0, 0, .25); }
.btn--ghost-light { --btn-bg: transparent; --btn-fg: #fff; --btn-bg-hover: rgba(255, 255, 255, .12); border-color: rgba(255, 255, 255, .55); }
.btn--ghost-light:hover { border-color: #fff; color: #fff; box-shadow: none; }
.btn--sm { padding: 11px 18px; font-size: .875rem; }
.btn--lg { padding: 18px 30px; font-size: 1rem; }
.text-link { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; color: var(--blue-700); }
.text-link .arrow { width: 16px; height: 16px; transition: transform .25s var(--ease); }
.text-link:hover { color: var(--navy-700); }
.text-link:hover .arrow { transform: translateX(4px); }
.bg-navy .text-link { color: var(--sky-300); }
.bg-navy .text-link:hover { color: #fff; }
.cta-row { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }

/* ---------- Top bar + header ---------- */
.topbar { background: var(--navy-900); color: var(--on-navy-muted); font-size: .8125rem; }
.topbar .container { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 38px; }
.topbar a { color: #fff; font-weight: 600; }
.topbar a:hover { color: var(--sky-300); }
.topbar .topbar-cred { display: inline-flex; align-items: center; gap: 10px; color: var(--sky-300); font-weight: 700; letter-spacing: .08em; text-transform: uppercase; font-size: .7rem; }
.topbar .topbar-cred .mark-svg { width: 11px; height: 14px; }
.topbar .topbar-cred .mark-svg .lg-t { fill: #fff; } .topbar .topbar-cred .mark-svg .lg-b1 { fill: var(--sky-300); } .topbar .topbar-cred .mark-svg .lg-b2 { fill: var(--sky-400); }
.topbar-links { display: flex; gap: 22px; }
.topbar-links a { display: inline-flex; align-items: center; gap: 8px; }
.topbar-links svg { width: 14px; height: 14px; color: var(--sky-300); }
@media (max-width: 719px) { .topbar { display: none; } }

.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255, 255, 255, .92); backdrop-filter: saturate(160%) blur(10px); -webkit-backdrop-filter: saturate(160%) blur(10px);
  border-bottom: 1px solid var(--line-100);
  transition: box-shadow .3s var(--ease), border-color .3s var(--ease);
}
.site-header.is-scrolled { box-shadow: 0 6px 24px rgba(11, 34, 57, .08); border-color: var(--line-200); }
.site-header .container { display: flex; align-items: center; justify-content: space-between; gap: 24px; height: var(--header-h); }
.brand { display: inline-flex; align-items: center; color: var(--navy-700); flex: none; }
.brand .logo-svg { height: 30px; width: auto; }
.logo-svg .lg-txt, .logo-svg .lg-t { fill: currentColor; }
.logo-svg .lg-b1 { fill: var(--sky-400); }
.logo-svg .lg-b2 { fill: var(--blue-600); }
.brand--footer { color: #fff; }
.brand--footer .logo-svg { height: 34px; }
.brand--footer .logo-svg .lg-b1 { fill: var(--sky-300); } .brand--footer .logo-svg .lg-b2 { fill: var(--sky-400); }

.nav { display: none; }
.nav-list { display: flex; align-items: center; gap: 4px; list-style: none; }
.nav-item { position: relative; }
.nav-link {
  display: inline-flex; align-items: center; gap: 6px; padding: 10px 14px; border-radius: var(--r-sm);
  font-weight: 600; font-size: .95rem; color: var(--ink-700); position: relative;
  transition: color .2s, background-color .2s;
}
.nav-link::after {
  content: ""; position: absolute; left: 14px; right: 14px; bottom: 5px; height: 2px;
  background: var(--blue-600); transform: scaleX(0); transform-origin: left; transition: transform .28s var(--ease);
}
.nav-link:hover, .nav-link[aria-expanded="true"] { color: var(--navy-700); }
.nav-link:hover::after, .nav-link[aria-current="page"]::after { transform: scaleX(1); }
.nav-link[aria-current="page"] { color: var(--navy-700); }
.nav-link .chev { width: 14px; height: 14px; transition: transform .25s var(--ease); }
.nav-link[aria-expanded="true"] .chev { transform: rotate(180deg); }
.submenu {
  position: absolute; top: calc(100% + 10px); left: 0; min-width: 340px; padding: 10px;
  background: #fff; border: 1px solid var(--line-200); border-radius: var(--r-md); box-shadow: var(--shadow-lg);
  list-style: none; opacity: 0; visibility: hidden; transform: translateY(8px);
  transition: opacity .22s var(--ease), transform .22s var(--ease), visibility .22s;
}
.submenu::before { content: ""; position: absolute; left: 0; right: 0; top: -12px; height: 12px; }
.nav-item.is-open .submenu { opacity: 1; visibility: visible; transform: translateY(0); }
.submenu a { display: grid; grid-template-columns: 22px 1fr; gap: 12px; padding: 12px 12px; border-radius: 6px; color: var(--ink-700); transition: background-color .18s; }
.submenu a:hover { background: var(--ice-100); color: var(--navy-700); }
.submenu .mark-svg { width: 14px; height: 18px; margin-top: 3px; }
.submenu .mark-svg .lg-t { fill: var(--navy-700); } .submenu .mark-svg .lg-b1 { fill: var(--sky-400); } .submenu .mark-svg .lg-b2 { fill: var(--blue-600); }
.submenu strong { display: block; font-size: .95rem; color: var(--navy-700); }
.submenu span { display: block; font-size: .82rem; color: var(--slate-600); line-height: 1.45; }
.submenu li + li { border-top: 1px solid var(--line-100); }
.submenu li.submenu-all a strong { color: var(--blue-700); }
.header-cta { display: none; }
.menu-toggle { display: inline-flex; align-items: center; gap: 10px; padding: 10px 12px; font-weight: 700; font-size: .9rem; color: var(--navy-700); border-radius: var(--r-sm); border: 1.5px solid var(--line-200); }
.menu-toggle .burger { width: 20px; height: 14px; position: relative; display: block; }
.menu-toggle .burger span { position: absolute; left: 0; width: 100%; height: 2px; background: currentColor; transition: transform .3s var(--ease), opacity .2s; }
.menu-toggle .burger span:nth-child(1) { top: 0; } .menu-toggle .burger span:nth-child(2) { top: 6px; } .menu-toggle .burger span:nth-child(3) { top: 12px; }
@media (min-width: 1024px) {
  .nav { display: block; }
  .header-cta { display: inline-flex; }
  .menu-toggle { display: none; }
}

/* ---------- Mobile drawer ---------- */
.drawer-scrim { position: fixed; inset: 0; z-index: 140; background: rgba(11, 34, 57, .55); opacity: 0; visibility: hidden; transition: opacity .3s var(--ease), visibility .3s; }
.drawer {
  position: fixed; top: 0; right: 0; bottom: 0; z-index: 150; width: min(420px, 92vw);
  background: #fff; box-shadow: var(--shadow-lg); transform: translateX(100%);
  transition: transform .42s var(--ease); display: flex; flex-direction: column; overflow-y: auto; overscroll-behavior: contain;
}
html.drawer-open .drawer { transform: translateX(0); }
html.drawer-open .drawer-scrim { opacity: 1; visibility: visible; }
html.drawer-open { overflow: hidden; }
.drawer-head { display: flex; align-items: center; justify-content: space-between; padding: 18px 22px; border-bottom: 1px solid var(--line-100); }
.drawer-head .logo-svg { height: 26px; width: auto; }
.drawer-close { display: inline-flex; align-items: center; justify-content: center; width: 42px; height: 42px; border-radius: 50%; border: 1.5px solid var(--line-200); color: var(--navy-700); }
.drawer-close svg { width: 18px; height: 18px; }
.drawer-nav { padding: 12px 22px 8px; list-style: none; }
.drawer-nav > li { border-bottom: 1px solid var(--line-100); }
.drawer-nav > li > a, .drawer-nav .drawer-group-btn {
  display: flex; align-items: center; justify-content: space-between; width: 100%; padding: 16px 0;
  font-family: var(--font-display); font-size: 1.55rem; font-weight: 500; color: var(--navy-700); letter-spacing: -0.01em; text-align: left;
}
.drawer-nav > li > a[aria-current="page"] { color: var(--blue-700); }
.drawer-group-btn .chev { width: 20px; height: 20px; transition: transform .3s var(--ease); }
.drawer-group-btn[aria-expanded="true"] .chev { transform: rotate(180deg); }
.drawer-sub { list-style: none; overflow: hidden; max-height: 0; transition: max-height .4s var(--ease); }
.drawer-sub li a { display: flex; align-items: center; gap: 12px; padding: 11px 0 11px 6px; font-weight: 600; color: var(--ink-700); font-size: 1rem; }
.drawer-sub li a[aria-current="page"] { color: var(--blue-700); }
.drawer-sub li:last-child a { padding-bottom: 18px; }
.drawer-sub .mark-svg { width: 11px; height: 14px; }
.drawer-sub .mark-svg .lg-t { fill: var(--navy-700); } .drawer-sub .mark-svg .lg-b1 { fill: var(--sky-400); } .drawer-sub .mark-svg .lg-b2 { fill: var(--blue-600); }
.drawer-foot { margin-top: auto; padding: 22px; background: var(--ice-50); border-top: 1px solid var(--line-100); display: grid; gap: 14px; }
.drawer-foot .btn { width: 100%; }
.drawer-contact { display: grid; gap: 6px; font-size: .95rem; }
.drawer-contact a { display: flex; align-items: center; gap: 10px; color: var(--ink-700); font-weight: 600; padding: 4px 0; }
.drawer-contact svg { width: 16px; height: 16px; color: var(--blue-700); }
.drawer-tag { font-size: .7rem; letter-spacing: .14em; text-transform: uppercase; font-weight: 800; color: var(--blue-700); }

/* ---------- Hero (home) ---------- */
.hero { position: relative; overflow: hidden; background: #fff; }
.hero .container { display: grid; gap: clamp(36px, 5vw, 64px); align-items: center; padding-block: clamp(56px, 7vw, 104px); }
@media (min-width: 1024px) { .hero .container { grid-template-columns: minmax(0, 1.08fr) minmax(0, .92fr); } }
.hero-copy .display { margin-bottom: 26px; }
.hero-copy .lead { margin-bottom: 34px; }
.hero-proof { display: flex; flex-wrap: wrap; gap: 12px 26px; margin-top: 36px; padding-top: 26px; border-top: 1px solid var(--line-200); list-style: none; }
.hero-proof li { display: inline-flex; align-items: center; gap: 10px; font-size: .9rem; font-weight: 600; color: var(--ink-700); }
.hero-proof .mark-svg { width: 12px; height: 15px; }
.hero-proof .mark-svg .lg-t { fill: var(--navy-700); } .hero-proof .mark-svg .lg-b1 { fill: var(--sky-400); } .hero-proof .mark-svg .lg-b2 { fill: var(--blue-600); }
.hero-bg-lines { position: absolute; inset: 0; pointer-events: none; z-index: 0; }
.hero-bg-lines svg { width: 100%; height: 100%; }
.hero .container { position: relative; z-index: 1; }

.ledger {
  position: relative; background: var(--navy-900); color: #fff; border-radius: var(--r-lg); padding: clamp(22px, 3vw, 34px);
  box-shadow: var(--shadow-lg); overflow: hidden; isolation: isolate;
}
.ledger::before { content: ""; position: absolute; inset: 0; background: linear-gradient(160deg, rgba(43, 138, 209, .18), rgba(11, 34, 57, 0) 55%); pointer-events: none; }
.ledger-head { display: flex; justify-content: space-between; align-items: center; gap: 12px; margin-bottom: 18px; position: relative; }
.ledger-head .mono { color: var(--sky-300); font-weight: 500; }
.ledger-head .ledger-live { display: inline-flex; align-items: center; gap: 8px; color: var(--on-navy-muted); font-size: .75rem; letter-spacing: .1em; text-transform: uppercase; font-weight: 700; }
.ledger-live i { width: 8px; height: 8px; border-radius: 50%; background: var(--sky-400); box-shadow: 0 0 0 0 rgba(93, 174, 230, .6); animation: pulse 2.4s infinite; }
@keyframes pulse { 0% { box-shadow: 0 0 0 0 rgba(93, 174, 230, .55); } 70% { box-shadow: 0 0 0 10px rgba(93, 174, 230, 0); } 100% { box-shadow: 0 0 0 0 rgba(93, 174, 230, 0); } }
.ledger-chart { position: relative; }
.ledger-chart svg { width: 100%; height: auto; overflow: visible; }
.ledger-chart .grid-line { stroke: rgba(255, 255, 255, .10); stroke-width: 1; }
.ledger-chart .axis-label { font-family: var(--font-mono); font-size: 11px; fill: var(--on-navy-muted); letter-spacing: .06em; }
.ledger-chart .area { fill: url(#areaGrad); opacity: 0; transition: opacity 1.2s var(--ease) .9s; }
.ledger-chart .line { fill: none; stroke: var(--sky-300); stroke-width: 2.5; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 1000; stroke-dashoffset: 1000; }
.ledger-chart .node { fill: var(--navy-900); stroke: #fff; stroke-width: 2.5; opacity: 0; transform-box: fill-box; transform-origin: center; }
.ledger-chart .node-ring { fill: none; stroke: var(--sky-400); stroke-width: 1.5; opacity: 0; transform-box: fill-box; transform-origin: center; }
.ledger.is-live .line { animation: draw 1.9s var(--ease) .25s forwards; }
.ledger.is-live .area { opacity: 1; }
.ledger.is-live .node { animation: pop .5s var(--ease) forwards; }
.ledger.is-live .node-ring { animation: ring 1.8s var(--ease) infinite; }
.ledger.is-live .node:nth-of-type(1), .ledger.is-live .node-ring:nth-of-type(1) { animation-delay: .8s; }
.ledger.is-live .n2 { animation-delay: 1.35s !important; }
.ledger.is-live .n3 { animation-delay: 1.9s !important; }
@keyframes draw { to { stroke-dashoffset: 0; } }
@keyframes pop { 0% { opacity: 0; transform: scale(.4); } 100% { opacity: 1; transform: scale(1); } }
@keyframes ring { 0% { opacity: .9; transform: scale(1); } 100% { opacity: 0; transform: scale(2.6); } }
.ledger-pillars { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-top: 18px; position: relative; }
.pillar-chip { background: rgba(255, 255, 255, .06); border: 1px solid rgba(255, 255, 255, .14); border-radius: var(--r-md); padding: 12px 12px 12px; opacity: 0; transform: translateY(8px); transition: opacity .6s var(--ease), transform .6s var(--ease); }
.ledger.is-live .pillar-chip { opacity: 1; transform: none; }
.ledger.is-live .pillar-chip:nth-child(1) { transition-delay: .9s; } .ledger.is-live .pillar-chip:nth-child(2) { transition-delay: 1.45s; } .ledger.is-live .pillar-chip:nth-child(3) { transition-delay: 2s; }
.pillar-chip .mono { color: var(--sky-300); display: block; margin-bottom: 4px; font-size: .68rem; }
.pillar-chip strong { display: block; font-size: .95rem; color: #fff; }
.pillar-chip span { display: block; font-size: .78rem; color: var(--on-navy-muted); line-height: 1.4; margin-top: 2px; }
.ledger-foot { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-top: 20px; padding-top: 16px; border-top: 1px solid rgba(255, 255, 255, .14); position: relative; }
.ledger-foot .who { display: flex; align-items: center; gap: 12px; }
.ledger-foot .mark-svg { width: 18px; height: 22px; }
.ledger-foot .mark-svg .lg-t { fill: #fff; } .ledger-foot .mark-svg .lg-b1 { fill: var(--sky-300); } .ledger-foot .mark-svg .lg-b2 { fill: var(--sky-400); }
.ledger-foot strong { display: block; font-size: .92rem; color: #fff; }
.ledger-foot small { display: block; font-size: .75rem; color: var(--on-navy-muted); }
.ledger-foot .mono { color: var(--sky-300); }
@media (max-width: 480px) { .ledger-pillars { grid-template-columns: 1fr; } .ledger-foot .mono { display: none; } }
@media (prefers-reduced-motion: no-preference) {
  .hero-copy > * { animation: rise .7s var(--ease) both; }
  .hero-copy > *:nth-child(2) { animation-delay: .08s; } .hero-copy > *:nth-child(3) { animation-delay: .16s; } .hero-copy > *:nth-child(4) { animation-delay: .24s; } .hero-copy > *:nth-child(5) { animation-delay: .32s; }
  .ledger { animation: rise .8s var(--ease) .15s both; }
}
@keyframes rise { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }

/* ---------- Page hero (inner pages) ---------- */
.page-hero { position: relative; overflow: hidden; background: var(--ice-100); border-bottom: 1px solid var(--line-100); }
.page-hero .container { position: relative; z-index: 1; padding-block: clamp(52px, 6.5vw, 96px); display: grid; gap: 28px; }
@media (min-width: 960px) { .page-hero .container { grid-template-columns: minmax(0, 1.2fr) minmax(0, .8fr); align-items: end; } }
.page-hero .display { font-size: clamp(2.3rem, 4.4vw, 3.6rem); margin-bottom: 22px; }
.page-hero .lead { color: var(--ink-700); }
.page-hero-aside { display: grid; gap: 14px; justify-items: start; }
@media (min-width: 960px) { .page-hero-aside { justify-items: end; text-align: right; } }
.page-hero-aside .cta-row { justify-content: flex-start; }
@media (min-width: 960px) { .page-hero-aside .cta-row { justify-content: flex-end; } }
.page-hero-bars { position: absolute; right: -2%; bottom: -8px; width: clamp(260px, 32vw, 520px); opacity: .55; pointer-events: none; }
.page-hero-bars svg { width: 100%; height: auto; }
.page-hero-bars rect { fill: var(--sky-200); }
.page-hero-bars .b-mid { fill: var(--sky-300); }
.page-hero-bars .b-hi { fill: var(--sky-400); }
.page-hero--navy { background: var(--navy-900); border-bottom: 0; color: #fff; }
.page-hero--navy .display, .page-hero--navy .lead { color: #fff; }
.page-hero--navy .lead { color: var(--on-navy-muted); }
.page-hero--navy .eyebrow { color: var(--sky-300); } .page-hero--navy .eyebrow .mark-svg .lg-t { fill: #fff; }
.page-hero--navy .page-hero-bars rect { fill: rgba(143, 198, 236, .16); } .page-hero--navy .page-hero-bars .b-mid { fill: rgba(143, 198, 236, .26); } .page-hero--navy .page-hero-bars .b-hi { fill: rgba(143, 198, 236, .4); }
.crumbs { display: flex; flex-wrap: wrap; gap: 8px; list-style: none; font-size: .82rem; font-weight: 600; color: var(--slate-600); margin-bottom: 18px; }
.crumbs a { color: var(--slate-600); } .crumbs a:hover { color: var(--navy-700); }
.crumbs li + li::before { content: "/"; margin-right: 8px; color: var(--line-200); }
.page-hero--navy .crumbs, .page-hero--navy .crumbs a { color: var(--on-navy-muted); } .page-hero--navy .crumbs li + li::before { color: rgba(255, 255, 255, .35); }

/* ---------- Credential strip ---------- */
.cred-strip { border-top: 1px solid var(--line-200); border-bottom: 1px solid var(--line-200); background: #fff; }
.cred-strip .container { display: grid; gap: 0; }
@media (min-width: 720px) { .cred-strip .container { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .cred-strip .container { grid-template-columns: repeat(4, 1fr); } }
.cred { padding: 30px 26px 30px 0; display: grid; grid-template-columns: 28px 1fr; gap: 14px; align-items: start; }
.cred + .cred { border-top: 1px solid var(--line-100); }
@media (min-width: 720px) { .cred { padding: 34px 26px; } .cred + .cred { border-top: 0; border-left: 1px solid var(--line-100); } .cred:first-child { padding-left: 0; } .cred:nth-child(3) { border-left: 0; padding-left: 0; border-top: 1px solid var(--line-100); } .cred:nth-child(4) { border-top: 1px solid var(--line-100); } }
@media (min-width: 1024px) { .cred:nth-child(3) { border-left: 1px solid var(--line-100); border-top: 0; padding-left: 26px; } .cred:nth-child(4) { border-top: 0; } .cred:last-child { padding-right: 0; } }
.cred .mark-svg { width: 18px; height: 23px; margin-top: 4px; }
.cred .mark-svg .lg-t { fill: var(--navy-700); } .cred .mark-svg .lg-b1 { fill: var(--sky-400); } .cred .mark-svg .lg-b2 { fill: var(--blue-600); }
.cred strong { display: block; font-size: 1rem; color: var(--navy-700); margin-bottom: 4px; }
.cred p { font-size: .92rem; color: var(--slate-600); line-height: 1.55; }

/* ---------- Service cards ---------- */
.svc-layout { display: grid; gap: 20px; }
@media (min-width: 960px) { .svc-layout { grid-template-columns: minmax(0, .9fr) minmax(0, 2fr); } }
.svc-grid { display: grid; gap: 20px; grid-template-columns: repeat(auto-fit, minmax(min(100%, 260px), 1fr)); }
.svc-card {
  position: relative; display: flex; flex-direction: column; gap: 14px; padding: 30px 28px 28px;
  background: #fff; border: 1px solid var(--line-200); border-radius: var(--r-md);
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s var(--ease);
}
.svc-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); border-color: var(--sky-300); }
.svc-card .card-title { margin-top: 4px; }
.svc-card p { color: var(--slate-600); font-size: .97rem; flex: 1; }
.svc-card .text-link { font-size: .92rem; }
.svc-card .card-link::after { content: ""; position: absolute; inset: 0; border-radius: inherit; }
.svc-icon { width: 44px; height: 44px; display: grid; place-items: center; border-radius: 10px; background: var(--ice-100); color: var(--navy-700); }
.svc-icon svg { width: 22px; height: 22px; }
.svc-feature {
  position: relative; display: flex; flex-direction: column; padding: 34px 32px; border-radius: var(--r-md);
  background: var(--navy-800); color: #fff; overflow: hidden; isolation: isolate; min-height: 100%;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease);
}
.svc-feature:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); }
.svc-feature h3 { color: #fff; }
.svc-feature p { color: var(--on-navy-muted); }
.svc-feature .eyebrow { color: var(--sky-300); } .svc-feature .eyebrow .mark-svg .lg-t { fill: #fff; }
.svc-feature .h3 { margin-bottom: 14px; }
.svc-feature ul { list-style: none; display: grid; gap: 10px; margin: 18px 0 26px; }
.svc-feature li { display: grid; grid-template-columns: 14px 1fr; gap: 12px; align-items: start; color: #fff; font-size: .95rem; }
.svc-feature li .mark-svg { width: 11px; height: 14px; margin-top: 5px; }
.svc-feature li .mark-svg .lg-t { fill: #fff; } .svc-feature li .mark-svg .lg-b1 { fill: var(--sky-300); } .svc-feature li .mark-svg .lg-b2 { fill: var(--sky-400); }
.svc-feature .text-link { margin-top: auto; color: var(--sky-300); }
.svc-feature .text-link:hover { color: #fff; }
.svc-feature .feature-bars { position: absolute; right: -10px; bottom: -6px; width: 160px; opacity: .22; pointer-events: none; }
.svc-feature .feature-bars rect { fill: var(--sky-300); }

/* ---------- Values / why ---------- */
.why-grid { display: grid; gap: 0; border-top: 1px solid var(--line-200); }
@media (min-width: 720px) { .why-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .why-grid { grid-template-columns: repeat(4, 1fr); } }
.why { padding: 32px 28px 36px 0; border-bottom: 1px solid var(--line-200); }
@media (min-width: 720px) { .why { padding: 36px 28px 40px; border-left: 1px solid var(--line-200); } .why:first-child, .why:nth-child(3) { border-left: 0; padding-left: 0; } }
@media (min-width: 1024px) { .why:nth-child(3) { border-left: 1px solid var(--line-200); padding-left: 28px; } }
.why .why-num { font-family: var(--font-mono); font-size: .75rem; letter-spacing: .1em; color: var(--blue-700); font-weight: 600; display: block; margin-bottom: 26px; }
.why .why-glyph { height: 34px; margin-bottom: 22px; display: flex; align-items: flex-end; gap: 5px; }
.why .why-glyph i { display: block; width: 7px; background: var(--sky-300); border-radius: 1px; transform-origin: bottom; transition: transform .6s var(--ease); }
.why .why-glyph i:nth-child(2) { background: var(--sky-400); } .why .why-glyph i:nth-child(3) { background: var(--blue-600); } .why .why-glyph i:nth-child(4) { background: var(--navy-700); }
.why:hover .why-glyph i { transform: scaleY(1.15); }
.why h3 { font-family: var(--font-display); font-weight: 500; font-size: 1.45rem; line-height: 1.2; margin-bottom: 12px; }
.why p { color: var(--slate-600); font-size: .97rem; }

/* ---------- Intro / credential card ---------- */
.cred-card {
  background: var(--navy-900); color: #fff; border-radius: var(--r-lg); padding: clamp(26px, 3vw, 38px);
  box-shadow: var(--shadow-lg); position: relative; overflow: hidden; isolation: isolate;
}
.cred-card::after { content: ""; position: absolute; inset: 0; background: radial-gradient(120% 80% at 100% 0%, rgba(43, 138, 209, .28), transparent 60%); pointer-events: none; z-index: -1; }
.cred-card .cc-mono { display: flex; align-items: flex-end; gap: 14px; margin-bottom: 26px; }
.cred-card .cc-mono svg { height: 72px; width: auto; }
.cred-card .cc-mono .lg-txt, .cred-card .cc-mono .lg-t { fill: #fff; } .cred-card .cc-mono .lg-b1 { fill: var(--sky-300); } .cred-card .cc-mono .lg-b2 { fill: var(--sky-400); }
.cred-card .cc-name { font-family: var(--font-display); font-size: 1.9rem; line-height: 1.1; font-weight: 500; color: #fff; }
.cred-card .cc-name em { font-style: italic; color: var(--sky-300); }
.cred-card .cc-role { color: var(--on-navy-muted); font-size: .9rem; margin-top: 6px; font-weight: 600; }
.cc-rows { list-style: none; border-top: 1px solid rgba(255, 255, 255, .16); margin-top: 24px; }
.cc-rows li { display: grid; grid-template-columns: 130px 1fr; gap: 14px; padding: 12px 0; border-bottom: 1px solid rgba(255, 255, 255, .12); font-size: .92rem; }
.cc-rows .mono { color: var(--sky-300); font-size: .72rem; padding-top: 3px; text-transform: uppercase; letter-spacing: .1em; }
.cc-rows span:last-child { color: #fff; font-weight: 600; }
@media (max-width: 420px) { .cc-rows li { grid-template-columns: 1fr; gap: 4px; } }
.cc-stamp { display: inline-flex; align-items: center; gap: 10px; margin-top: 20px; padding: 8px 12px; border: 1px solid rgba(143, 198, 236, .5); border-radius: 999px; font-size: .72rem; letter-spacing: .12em; text-transform: uppercase; font-weight: 800; color: var(--sky-300); }
.cc-stamp svg { width: 12px; height: 12px; }

/* ---------- Pillars (navy) ---------- */
.pillars { display: grid; gap: 0; border-top: 1px solid rgba(255, 255, 255, .16); }
@media (min-width: 900px) { .pillars { grid-template-columns: repeat(3, 1fr); } }
.pillar { padding: 34px 32px 38px 0; border-bottom: 1px solid rgba(255, 255, 255, .16); position: relative; }
@media (min-width: 900px) { .pillar { padding: 40px 32px 44px; border-bottom: 0; border-left: 1px solid rgba(255, 255, 255, .16); } .pillar:first-child { border-left: 0; padding-left: 0; } .pillar:last-child { padding-right: 0; } }
.pillar .pillar-word { font-family: var(--font-display); font-size: clamp(1.9rem, 2.6vw, 2.5rem); font-weight: 500; color: #fff; line-height: 1.05; margin-bottom: 18px; letter-spacing: -0.01em; }
.pillar .pillar-word em { color: var(--sky-300); font-style: italic; }
.pillar p { color: var(--on-navy-muted); }
.pillar .pillar-line { height: 2px; width: 44px; background: var(--sky-400); margin-bottom: 26px; transform-origin: left; transform: scaleX(.3); transition: transform 1s var(--ease); }
.pillar.is-visible .pillar-line { transform: scaleX(1); }
.pillar .mono { color: var(--sky-300); display: block; margin-bottom: 14px; font-size: .72rem; letter-spacing: .12em; text-transform: uppercase; }

/* ---------- Stats ---------- */
.stats { display: grid; gap: 22px; margin-top: clamp(44px, 6vw, 72px); padding-top: clamp(30px, 4vw, 44px); border-top: 1px solid rgba(255, 255, 255, .16); }
@media (min-width: 640px) { .stats { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .stats { grid-template-columns: repeat(4, 1fr); } }
.stat .num { font-family: var(--font-display); font-size: clamp(2.8rem, 4.5vw, 4rem); line-height: 1; color: #fff; font-variant-numeric: tabular-nums; letter-spacing: -0.02em; display: block; margin-bottom: 10px; }
.stat .num sub { font-size: .38em; vertical-align: baseline; color: var(--sky-300); font-style: italic; margin-left: 2px; }
.stat .lbl { color: var(--on-navy-muted); font-size: .93rem; line-height: 1.5; display: block; max-width: 24ch; }
.stats--light .stat .num { color: var(--navy-700); }
.stats--light .stat .num sub { color: var(--blue-700); }
.stats--light .stat .lbl { color: var(--slate-600); }
.stats--light { border-top-color: var(--line-200); }

/* ---------- Process ---------- */
.process { display: grid; gap: 22px; counter-reset: step; }
@media (min-width: 720px) { .process { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .process { grid-template-columns: repeat(4, 1fr); gap: 0; } }
.step { position: relative; padding: 26px 26px 0 0; border-top: 2px solid var(--line-200); }
@media (min-width: 1024px) { .step { padding-right: 30px; } .step:last-child { padding-right: 0; } }
.step::before { content: ""; position: absolute; top: -2px; left: 0; height: 2px; width: 0; background: var(--blue-600); transition: width 1.1s var(--ease); }
.step.is-visible::before { width: 100%; }
.step .step-num { font-family: var(--font-mono); font-size: .78rem; letter-spacing: .12em; color: var(--blue-700); font-weight: 600; display: block; margin-bottom: 14px; }
.step h3 { font-size: 1.25rem; font-family: var(--font-body); font-weight: 700; margin-bottom: 10px; }
.step p { color: var(--slate-600); font-size: .97rem; }

/* ---------- Accordion ---------- */
.acc { border-top: 1px solid var(--line-200); }
.acc-item { border-bottom: 1px solid var(--line-200); }
.acc-btn {
  display: grid; grid-template-columns: 1fr 28px; align-items: center; gap: 20px; width: 100%; text-align: left;
  padding: 22px 0; font-weight: 700; font-size: 1.08rem; color: var(--navy-700); line-height: 1.4; transition: color .2s;
}
.acc-btn:hover { color: var(--blue-700); }
.acc-btn .plus { position: relative; width: 28px; height: 28px; border-radius: 50%; border: 1.5px solid var(--line-200); display: grid; place-items: center; transition: background-color .25s, border-color .25s, transform .3s var(--ease); flex: none; }
.acc-btn .plus::before, .acc-btn .plus::after { content: ""; position: absolute; background: var(--navy-700); transition: transform .3s var(--ease), background-color .25s; }
.acc-btn .plus::before { width: 12px; height: 2px; } .acc-btn .plus::after { width: 2px; height: 12px; }
.acc-btn[aria-expanded="true"] .plus { background: var(--navy-700); border-color: var(--navy-700); transform: rotate(180deg); }
.acc-btn[aria-expanded="true"] .plus::before, .acc-btn[aria-expanded="true"] .plus::after { background: #fff; }
.acc-btn[aria-expanded="true"] .plus::after { transform: scaleY(0); }
.acc-panel { overflow: hidden; max-height: 0; transition: max-height .45s var(--ease); }
.acc-body { padding: 0 44px 24px 0; color: var(--ink-700); }
.acc-body p, .acc-body li { font-size: 1rem; line-height: 1.65; }
.acc-body ul { padding-left: 1.2em; margin: 10px 0; }
.acc-body li { margin-bottom: 6px; }
.acc-body p:last-child { margin-bottom: 0; }
.bg-ice .acc-btn .plus { background: #fff; }
.bg-ice .acc-btn[aria-expanded="true"] .plus { background: var(--navy-700); }
.faq-groups { display: grid; gap: clamp(40px, 5vw, 64px); }
.faq-group { display: grid; gap: 22px; }
@media (min-width: 960px) { .faq-group { grid-template-columns: 280px 1fr; gap: 48px; } }
.faq-group h2 { font-family: var(--font-display); font-weight: 500; font-size: 1.6rem; line-height: 1.2; }
.faq-group .fg-side { position: sticky; top: calc(var(--header-h) + 24px); align-self: start; }
.faq-group .fg-side p { color: var(--slate-600); font-size: .95rem; margin-top: 10px; }
.chips { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 22px; }
.chip { display: inline-flex; align-items: center; gap: 8px; padding: 9px 14px; border-radius: 999px; border: 1.5px solid var(--line-200); background: #fff; font-size: .85rem; font-weight: 700; color: var(--navy-700); transition: border-color .2s, background-color .2s, color .2s, transform .2s var(--ease); }
.chip:hover { border-color: var(--blue-600); background: var(--ice-100); transform: translateY(-1px); }

/* ---------- Article page layout ---------- */
.article-layout { display: grid; gap: clamp(36px, 5vw, 72px); align-items: start; }
@media (min-width: 1024px) { .article-layout { grid-template-columns: minmax(0, 1fr) 340px; } }
.article { max-width: 68ch; }
.article h2 { font-family: var(--font-display); font-weight: 500; font-size: clamp(1.6rem, 2.4vw, 2.1rem); line-height: 1.2; margin: 0 0 18px; }
.article h3 { font-size: 1.15rem; font-weight: 700; margin: 26px 0 10px; }
.article > * + h2 { margin-top: clamp(40px, 5vw, 60px); }
.article p { color: var(--ink-700); }
.article .lead { color: var(--ink-700); }
.checklist, .marklist { list-style: none; display: grid; gap: 12px; margin: 18px 0; }
.marklist li, .checklist li { display: grid; grid-template-columns: 16px 1fr; gap: 14px; align-items: start; color: var(--ink-700); }
.marklist .mark-svg { width: 12px; height: 15px; margin-top: 6px; }
.marklist .mark-svg .lg-t { fill: var(--navy-700); } .marklist .mark-svg .lg-b1 { fill: var(--sky-400); } .marklist .mark-svg .lg-b2 { fill: var(--blue-600); }
.checklist li::before { content: ""; width: 16px; height: 16px; margin-top: 5px; border-radius: 3px; border: 1.5px solid var(--blue-600); background: linear-gradient(var(--ice-100), var(--ice-100)); }
.marklist strong { color: var(--navy-700); }
.callout { background: var(--ice-100); border-left: 3px solid var(--blue-600); border-radius: 0 var(--r-md) var(--r-md) 0; padding: 22px 26px; margin: 28px 0; }
.callout p { color: var(--ink-700); }
.callout strong { color: var(--navy-700); }
.callout .mono { color: var(--blue-700); display: block; margin-bottom: 8px; font-size: .72rem; letter-spacing: .12em; text-transform: uppercase; }
.aside { display: grid; gap: 20px; position: sticky; top: calc(var(--header-h) + 24px); }
.aside-card { background: #fff; border: 1px solid var(--line-200); border-radius: var(--r-md); padding: 26px; }
.aside-card--navy { background: var(--navy-900); color: #fff; border-color: var(--navy-900); }
.aside-card--navy h3 { color: #fff; }
.aside-card--navy p { color: var(--on-navy-muted); font-size: .95rem; }
.aside-card h3 { font-size: 1.1rem; font-weight: 700; margin-bottom: 8px; }
.aside-card p { color: var(--slate-600); font-size: .95rem; }
.aside-card .btn { width: 100%; margin-top: 16px; }
.aside-contact { list-style: none; display: grid; gap: 10px; margin-top: 16px; }
.aside-contact a { display: flex; align-items: center; gap: 12px; font-weight: 700; color: #fff; font-size: .95rem; }
.aside-contact a:hover { color: var(--sky-300); }
.aside-contact svg { width: 16px; height: 16px; color: var(--sky-300); flex: none; }
.aside-links { list-style: none; display: grid; }
.aside-links a { display: flex; justify-content: space-between; align-items: center; gap: 10px; padding: 12px 0; border-bottom: 1px solid var(--line-100); color: var(--ink-700); font-weight: 600; font-size: .95rem; }
.aside-links li:last-child a { border-bottom: 0; }
.aside-links a:hover { color: var(--blue-700); }
.aside-links .arrow { width: 14px; height: 14px; flex: none; color: var(--blue-700); }

/* ---------- Tables ---------- */
.table-wrap { overflow-x: auto; border: 1px solid var(--line-200); border-radius: var(--r-md); background: #fff; }
table { width: 100%; border-collapse: collapse; font-size: .95rem; min-width: 560px; }
th, td { text-align: left; padding: 16px 18px; vertical-align: top; border-bottom: 1px solid var(--line-100); }
th { background: var(--ice-50); font-size: .72rem; letter-spacing: .12em; text-transform: uppercase; color: var(--slate-600); font-weight: 800; }
tbody tr:last-child td { border-bottom: 0; }
td strong { color: var(--navy-700); }
td .mono { color: var(--navy-700); font-weight: 600; }
tbody tr:hover td { background: var(--ice-50); }

/* ---------- Service detail blocks (services page) ---------- */
.svc-rows { display: grid; gap: 0; border-top: 1px solid var(--line-200); }
.svc-row { display: grid; gap: 22px 60px; padding: clamp(36px, 5vw, 60px) 0; border-bottom: 1px solid var(--line-200); }
@media (min-width: 900px) { .svc-row { grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); } }
.svc-row .svc-row-head h2 { font-family: var(--font-display); font-weight: 500; font-size: clamp(1.7rem, 2.6vw, 2.25rem); line-height: 1.15; margin: 14px 0 12px; }
.svc-row .svc-row-head .mono { color: var(--blue-700); font-weight: 600; }
.svc-row-body p { color: var(--ink-700); }
.svc-row-body .marklist { margin: 20px 0 24px; }

/* ---------- Key dates ledger ---------- */
.dates { list-style: none; border-top: 1px solid var(--line-200); }
.dates li { display: grid; grid-template-columns: 120px 1fr; gap: 20px; padding: 18px 0; border-bottom: 1px solid var(--line-200); align-items: start; }
.dates .mono { color: var(--navy-700); font-weight: 600; font-size: .95rem; padding-top: 2px; }
.dates p { color: var(--ink-700); }
.dates strong { color: var(--navy-700); display: block; margin-bottom: 2px; }
.dates li.is-next { background: linear-gradient(90deg, var(--ice-100), transparent 70%); margin-inline: -16px; padding-inline: 16px; border-radius: var(--r-sm); }
.dates .next-tag { display: inline-block; margin-left: 10px; font-family: var(--font-body); font-size: .68rem; letter-spacing: .12em; text-transform: uppercase; font-weight: 800; color: #fff; background: var(--blue-700); padding: 3px 8px; border-radius: 999px; vertical-align: middle; }
@media (max-width: 520px) { .dates li { grid-template-columns: 1fr; gap: 6px; } }

/* ---------- Insights articles ---------- */
.notes { display: grid; gap: 18px; }
.note { border: 1px solid var(--line-200); border-radius: var(--r-md); background: #fff; transition: border-color .3s, box-shadow .3s; }
.note:hover { border-color: var(--sky-300); }
.note .acc-btn { padding: 26px 26px; grid-template-columns: 1fr 28px; }
.note .acc-btn .note-kicker { display: block; font-family: var(--font-mono); font-size: .72rem; letter-spacing: .12em; text-transform: uppercase; color: var(--blue-700); margin-bottom: 8px; font-weight: 600; }
.note .acc-btn .note-title { display: block; font-family: var(--font-display); font-weight: 500; font-size: 1.4rem; line-height: 1.25; color: var(--navy-700); }
.note .acc-btn .note-sum { display: block; margin-top: 8px; font-weight: 500; color: var(--slate-600); font-size: .95rem; line-height: 1.5; }
.note .acc-body { padding: 0 26px 28px; max-width: none; }
.note .acc-body p { max-width: 68ch; }

/* ---------- Contact ---------- */
.contact-cards { display: grid; gap: 14px; margin: 26px 0 34px; }
@media (min-width: 560px) { .contact-cards { grid-template-columns: repeat(2, 1fr); } }
.ccard { display: grid; grid-template-columns: 44px 1fr; gap: 16px; align-items: center; padding: 20px 22px; border: 1px solid var(--line-200); border-radius: var(--r-md); background: #fff; color: var(--ink-900); transition: border-color .25s, transform .25s var(--ease), box-shadow .25s; }
.ccard:hover { border-color: var(--blue-600); transform: translateY(-3px); box-shadow: var(--shadow-md); color: var(--ink-900); }
.ccard .ic { width: 44px; height: 44px; border-radius: 10px; background: var(--ice-100); display: grid; place-items: center; color: var(--navy-700); }
.ccard .ic svg { width: 20px; height: 20px; }
.ccard small { display: block; font-size: .7rem; letter-spacing: .12em; text-transform: uppercase; font-weight: 800; color: var(--blue-700); margin-bottom: 2px; }
.ccard strong { font-size: 1.05rem; color: var(--navy-700); word-break: break-word; }
.form-card { background: #fff; border: 1px solid var(--line-200); border-radius: var(--r-lg); padding: clamp(24px, 3vw, 40px); box-shadow: var(--shadow-md); }
.form-card h2 { font-size: 1.5rem; font-family: var(--font-display); font-weight: 500; margin-bottom: 6px; }
.form-card > p { color: var(--slate-600); font-size: .95rem; margin-bottom: 24px; }
.form-grid { display: grid; gap: 18px; }
@media (min-width: 600px) { .form-grid { grid-template-columns: repeat(2, 1fr); } .form-grid .full { grid-column: 1 / -1; } }
.field { display: grid; gap: 7px; }
.field label { font-size: .85rem; font-weight: 700; color: var(--navy-700); }
.field label .opt { font-weight: 500; color: var(--slate-600); }
.field input, .field select, .field textarea {
  width: 100%; font: inherit; font-size: 1rem; color: var(--ink-900); background: #fff;
  border: 1.5px solid var(--line-200); border-radius: var(--r-sm); padding: 13px 14px; transition: border-color .2s, box-shadow .2s;
}
.field select { appearance: none; -webkit-appearance: none; background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%23173C62' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'><path d='m6 9 6 6 6-6'/></svg>"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 40px; }
.field textarea { min-height: 140px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--blue-600); box-shadow: 0 0 0 3px rgba(43, 138, 209, .18); }
.field input[aria-invalid="true"], .field textarea[aria-invalid="true"] { border-color: #B42318; }
.field .err { font-size: .82rem; color: #B42318; font-weight: 600; display: none; }
.field.has-error .err { display: block; }
.form-note { font-size: .85rem; color: var(--slate-600); }
.form-status { margin-top: 18px; padding: 16px 18px; border-radius: var(--r-sm); background: var(--ice-100); border: 1px solid var(--sky-200); color: var(--navy-700); font-weight: 600; font-size: .95rem; display: none; }
.form-status.is-shown { display: block; }
.expect { list-style: none; display: grid; gap: 18px; margin-top: 24px; counter-reset: ex; }
.expect li { display: grid; grid-template-columns: 40px 1fr; gap: 16px; align-items: start; }
.expect li::before { counter-increment: ex; content: counter(ex, decimal-leading-zero); font-family: var(--font-mono); font-size: .8rem; color: var(--blue-700); font-weight: 600; padding-top: 4px; letter-spacing: .06em; }
.expect strong { display: block; color: var(--navy-700); margin-bottom: 2px; }
.expect p { color: var(--slate-600); font-size: .95rem; }

/* ---------- Final CTA ---------- */
.cta-band { position: relative; overflow: hidden; background: var(--navy-800); color: #fff; }
.cta-band .container { position: relative; z-index: 1; display: grid; gap: 28px; padding-block: clamp(64px, 8vw, 110px); align-items: center; }
@media (min-width: 900px) { .cta-band .container { grid-template-columns: minmax(0, 1.2fr) auto; } }
.cta-band h2 { color: #fff; font-family: var(--font-display); font-weight: 500; font-size: clamp(2rem, 3.6vw, 3rem); line-height: 1.1; letter-spacing: -0.012em; margin-bottom: 14px; }
.cta-band h2 em { font-style: italic; color: var(--sky-300); }
.cta-band p { color: var(--on-navy-muted); max-width: 54ch; font-size: 1.08rem; }
.cta-band .cta-row { justify-content: flex-start; }
.cta-lines { position: absolute; inset: 0; pointer-events: none; }
.cta-lines svg { width: 100%; height: 100%; }
.cta-lines path { fill: none; stroke: rgba(143, 198, 236, .22); stroke-width: 1.5; }
.cta-lines .cta-fill { fill: rgba(43, 138, 209, .10); stroke: none; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-900); color: var(--on-navy-muted); }
.footer-top { display: grid; gap: 40px; padding-block: clamp(52px, 6vw, 80px) clamp(36px, 4vw, 52px); border-bottom: 1px solid rgba(255, 255, 255, .14); }
@media (min-width: 900px) { .footer-top { grid-template-columns: 1.5fr 1fr 1fr 1.2fr; } }
.footer-brand p { margin-top: 20px; max-width: 40ch; font-size: .95rem; }
.footer-tag { display: block; margin-top: 18px; font-size: .7rem; letter-spacing: .18em; text-transform: uppercase; font-weight: 800; color: var(--sky-300); }
.footer-col h4 { color: #fff; font-size: .78rem; letter-spacing: .14em; text-transform: uppercase; font-weight: 800; margin-bottom: 18px; }
.footer-col ul { list-style: none; display: grid; gap: 10px; }
.footer-col a { color: var(--on-navy-muted); font-size: .95rem; font-weight: 500; }
.footer-col a:hover { color: #fff; }
.footer-contact li { display: flex; align-items: flex-start; gap: 12px; }
.footer-contact svg { width: 16px; height: 16px; color: var(--sky-300); margin-top: 4px; flex: none; }
.footer-contact a { color: #fff; font-weight: 600; }
.footer-contact small { display: block; font-size: .78rem; color: var(--on-navy-muted); margin-top: 2px; }
.footer-bottom { padding-block: 26px 30px; display: grid; gap: 14px; font-size: .82rem; }
@media (min-width: 900px) { .footer-bottom { grid-template-columns: auto 1fr; align-items: start; gap: 40px; } }
.footer-bottom p { margin: 0; color: var(--on-navy-muted); line-height: 1.6; }
.footer-legal { max-width: 82ch; }

/* ---------- Reveal system ---------- */
.js [data-reveal].is-hidden { opacity: 0; transform: translateY(18px); }
.js [data-reveal] { transition: opacity .8s var(--ease), transform .8s var(--ease); }
.js [data-reveal].is-visible { opacity: 1; transform: none; }
.js [data-reveal-group] > .is-hidden { opacity: 0; transform: translateY(18px); }
.js [data-reveal-group] > * { transition: opacity .7s var(--ease), transform .7s var(--ease); transition-delay: calc(var(--i, 0) * 90ms); }
.js [data-reveal-group] > .is-visible { opacity: 1; transform: none; }

/* ---------- Page transitions ---------- */
main { transition: opacity .22s var(--ease), transform .22s var(--ease); }
html.is-leaving main { opacity: 0; transform: translateY(6px); }
main.page-enter { animation: pageIn .45s var(--ease) both; }
@keyframes pageIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }

/* ---------- Motion preferences ---------- */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .001ms !important; animation-iteration-count: 1 !important; transition-duration: .001ms !important; scroll-behavior: auto !important; }
  .js [data-reveal].is-hidden, .js [data-reveal-group] > .is-hidden { opacity: 1; transform: none; }
  .ledger-chart .line { stroke-dashoffset: 0; } .ledger-chart .area, .ledger-chart .node, .pillar-chip { opacity: 1; transform: none; }
  .pillar .pillar-line { transform: none; } .step::before { width: 100%; }
}

/* ---------- Print ---------- */
@media print { .topbar, .site-header, .drawer, .drawer-scrim, .cta-band { display: none !important; } }

/* ---------- Refinements ---------- */
.mt-sm { margin-top: 14px; } .mt-md { margin-top: 22px; } .mt-lg { margin-top: 32px; }
.stat .num--word { font-size: clamp(2rem, 3vw, 2.7rem); line-height: 1.15; padding-top: .35em; }
.bg-navy .lead, .bg-navy .section-head .lead, .cta-band p { color: var(--on-navy-muted); }
.process { list-style: none; }
.drawer { visibility: hidden; transition: transform .42s var(--ease), visibility .42s; }
html.drawer-open .drawer { visibility: visible; }
.ledger.is-live .node, .ledger.is-live .node-ring { animation-delay: .8s; }
.ledger.is-live .n2 { animation-delay: 1.35s; }
.ledger.is-live .n3 { animation-delay: 1.9s; }
.cred-card a { color: var(--sky-300); font-weight: 600; }
.cred-card a:hover { color: #fff; }
.marklist--lg li { font-size: 1.08rem; line-height: 1.6; }
.marklist--lg .mark-svg { width: 14px; height: 18px; margin-top: 7px; }
.marklist--lg li { grid-template-columns: 18px 1fr; }
.text-link svg { width: 16px; height: 16px; flex: none; }
.btn svg { width: 16px; height: 16px; flex: none; }
.nav-link[data-active="true"] { color: var(--navy-700); }
.nav-link[data-active="true"]::after { transform: scaleX(1); }
.hero::before {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background: repeating-linear-gradient(to bottom, var(--line-100) 0 1px, transparent 1px 56px);
  -webkit-mask-image: linear-gradient(to right, rgba(0,0,0,.9), rgba(0,0,0,.35) 50%, transparent 78%);
  mask-image: linear-gradient(to right, rgba(0,0,0,.9), rgba(0,0,0,.35) 50%, transparent 78%);
}
.acc.notes { border-top: 0; }
.notes .acc-item { border-bottom: 0; }
.article .expect { margin: 22px 0 8px; }
.article .expect p { margin: 0; }
.article .callout p { margin: 0; }
.article .callout p + p { margin-top: 10px; }
.expect li > div { min-width: 0; }
.ccard > span:last-child { min-width: 0; }
.page-hero .chips { margin-top: 0; }
.page-hero .chip .mark-svg { width: 10px; height: 13px; }
.page-hero .chip .mark-svg .lg-t { fill: var(--navy-700); } .page-hero .chip .mark-svg .lg-b1 { fill: var(--sky-400); } .page-hero .chip .mark-svg .lg-b2 { fill: var(--blue-600); }
.svc-row-head .mono { display: block; }
.svc-row-body .marklist li { grid-template-columns: 16px 1fr; }
.svc-feature ul { padding: 0; }
.cc-mono .logo-svg { height: 72px; width: auto; }
.section-head--split .lead { margin-top: 0; }
@media (max-width: 899px) { .section-head--split .lead { margin-top: 6px; } }
.faq-group .fg-side .eyebrow { margin-bottom: 12px; }
.page-hero--navy .btn--light:hover { color: var(--navy-900); }
.topbar .topbar-cred .mark-svg .lg-t { fill: #fff; }
.form-note { line-height: 1.55; }
.hero-proof li .mark-svg { flex: none; }
.who { min-width: 0; }

/* ---------- Verification fixes ---------- */
.article-layout > * , .article, .split > *, .svc-row > *, .faq-group > *, .section-head--split > * { min-width: 0; }
.grid-2 { grid-template-columns: 1fr; }
@media (min-width: 720px) { .grid-2 { grid-template-columns: repeat(2, 1fr); } }
.contact-cards { grid-template-columns: repeat(auto-fit, minmax(min(100%, 300px), 1fr)); }
.ccard strong { font-size: 1rem; overflow-wrap: anywhere; }
.pillar-chip .mono { font-size: .72rem; }
.footer-tag { font-size: .74rem; }
.dates .next-tag { font-size: .7rem; }
.ccard small { font-size: .72rem; }
.topbar .topbar-cred { font-size: .72rem; }
.cc-rows .mono { font-size: .74rem; }
body, input, select, textarea, button { color-scheme: light; }
.hero::before { background: repeating-linear-gradient(to bottom, #E9EFF5 0 1px, transparent 1px 56px); }
.drawer-tag, .dates .next-tag { font-size: .75rem; }
@media (max-width: 479px) {
  .brand .logo-svg { height: 24px; }
  .site-header .container { gap: 12px; }
  .menu-toggle .menu-label { display: none; }
  .menu-toggle { padding: 11px 11px; }
  .menu-toggle .burger { width: 18px; }
}
@media (max-width: 400px) {
  .btn { white-space: normal; text-align: center; }
  .btn--lg { padding: 16px 22px; font-size: .95rem; }
  .cta-row .btn { flex: 1 1 auto; }
}
@media (min-width: 1024px) and (max-width: 1199px) {
  .brand .logo-svg { height: 26px; }
  .site-header .container { gap: 16px; }
  .nav-list { gap: 0; }
  .nav-link { padding: 10px 9px; font-size: .9rem; }
  .nav-link::after { left: 9px; right: 9px; }
  .header-cta { font-size: .82rem; padding: 10px 14px; }
}